My services are freeas the bank pays me a finder’s fee
Access to the interest rates the banks don’t want you to know are available saving you thousands of $$$$.Since I send lenders millions of dollars of new business each month, they always offer us the deepest discounts which I pass on to you IMMEDIATELY - whether you are purchasing, refinancing or renewing
I shop the market saving you time – Calling me is like calling over 50 different lenders including Banks, Credit Unions and Trust Companies – I have access to all of them and so will save you time
I don’t work for any one bank, I work for you!
Isn’t it time the Banks compete for your mortgage business? I’ll provide you with some options so you can compare the two – what your bank is offering you and what I am able to offer you then ultimately you decide which you feel most comfortable with.It never hurts to get a second opinion on the biggest financial obligation you will probabl y ever have
Our application process is simple and quick I’ll take some information and then send it electronically to the lenders that I feel are the best fit for your situation; 24 hr turnaround is usual!
Step By Step: I’ll walk you thru the process of getting a mortgage, step by step, especially if you are a first time homebuyer – it can be daunting
I’m available on your terms - day, evening and weekends
I take one credit bureau only but can forward your file to many lenders!Many people inadvertently disqualify themselves from getting the best rate when they are shopping for a mortgage. When multiple banks pull a credit bureau, your credit rating drops every time, sometimes eliminating the chance for the best mortgage or a mortgage at all!
Large range of products. Such as self employed, credit challenged, no down payment, cottage properties, line of credit, 2nd mortgages and more
I appreciate your business. I want to do an exceptional job for you because I want all your family and friends’ business in the future!
I am a Licensed Expert. Deal with a mortgage expert specializing in mortgages from all lenders not just one
Rate Protection. If the rates drop before you close you automatically get the lower rate and if rates go up you have the lower rate locked in
Follow Up including Annual Mortgage Check-Ups, Variable Rate Updates and the planning of your Mortgage Burning Party!!
INFORMATION PROVIDED BY ANN COSENS, MORTGAGE AGENT, MORTGAGE ALLIANCE GREATER GOLDEN HORSESHOE, LIC # 13121
Ann Cosens - Coldwell Banker Community Professionals