Why Use a Mortgage Agent?
- My services are free as the bank pays me a finder’s fee
- Access to the interest rates the banks don’t want you to know are available saving you thousands of $$$$. Since I send lenders millions of dollars of new business each month, they always offer us the deepest discounts which I pass on to you IMMEDIATELY - whether you are purchasing, refinancing or renewing
- I shop the market saving you time – Calling me is like calling over 50 different lenders including Banks, Credit Unions and Trust Companies – I have access to all of them and so will save you time
- I don’t work for any one bank, I work for you!
- Isn’t it time the Banks compete for your mortgage business? I’ll provide you with some options so you can compare the two – what your bank is offering you and what I am able to offer you then ultimately you decide which you feel most comfortable with. It never hurts to get a second opinion on the biggest financial obligation you will probabl y ever have
- Our application process is simple and quick I’ll take some information and then send it electronically to the lenders that I feel are the best fit for your situation; 24 hr turnaround is usual!
- Step By Step: I’ll walk you thru the process of getting a mortgage, step by step, especially if you are a first time homebuyer – it can be daunting
- I’m available on your terms - day, evening and weekends
- I take one credit bureau only but can forward your file to many lenders! Many people inadvertently disqualify themselves from getting the best rate when they are shopping for a mortgage. When multiple banks pull a credit bureau, your credit rating drops every time, sometimes eliminating the chance for the best mortgage or a mortgage at all!
- Large range of products. Such as self employed, credit challenged, no down payment, cottage properties, line of credit, 2nd mortgages and more
- I appreciate your business. I want to do an exceptional job for you because I want all your family and friends’ business in the future!
- I am a Licensed Expert. Deal with a mortgage expert specializing in mortgages from all lenders not just one
- Rate Protection. If the rates drop before you close you automatically get the lower rate and if rates go up you have the lower rate locked in
- Follow Up including Annual Mortgage Check-Ups, Variable Rate Updates and the planning of your Mortgage Burning Party!!
INFORMATION PROVIDED BY ANN COSENS, MORTGAGE AGENT, MORTGAGE ALLIANCE GREATER GOLDEN HORSESHOE, LIC # 13121