Why Use a Mortgage Agent

Why Use a Mortgage Agent?

  • My services are free as the bank pays me a finder’s fee 

  • Access to the interest rates the banks don’t want you to know are available saving you thousands of $$$$.  Since I send lenders millions of dollars of new business each month, they always offer us the deepest discounts which I pass on to you IMMEDIATELY - whether you are purchasing, refinancing or renewing

  • I shop the market saving you time – Calling me is like calling over 50 different lenders including Banks, Credit Unions and Trust Companies – I have access to all of them and so will save you time

  • I don’t work for any one bank, I work for you!  

  • Isn’t it time the Banks compete for your mortgage business?  I’ll provide you with some options so you can compare the two – what your bank is offering you and what I am able to offer you then ultimately you decide which you feel most comfortable with.  It never hurts to get a second opinion on the biggest financial obligation you will probabl y ever have

  • Our application process is simple and quick  I’ll take some information and then send it electronically to the lenders that I feel are the best fit for your situation; 24 hr turnaround is usual!

  • Step By Step: I’ll walk you thru the process of getting a mortgage, step by step, especially if you are a first time homebuyer – it can be daunting

  • I’m available on your terms - day, evening and weekends

  • I take one credit bureau only but can forward your file to many lenders!   Many people inadvertently disqualify themselves from getting the best rate when they are shopping for a mortgage. When multiple banks pull a credit bureau, your credit rating drops every time, sometimes eliminating the chance for the best mortgage or a mortgage at all!

  • Large range of products.  Such as self employed, credit challenged, no down payment, cottage properties, line of credit, 2nd mortgages and more

  • I appreciate your business. I want to do an exceptional job for you because I want all your family and friends’ business in the future! 

  • I am a Licensed Expert.  Deal with a mortgage expert specializing in mortgages from all lenders not just one

  • Rate Protection. If the rates drop before you close you automatically get the lower rate and if rates go up you have the lower rate locked in

  • Follow Up including Annual Mortgage Check-Ups, Variable Rate Updates and the planning of your Mortgage Burning Party!!